At Your Fingertips
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At Your Fingertips
  • Home
  • Instructions
  • Privacy Policy
  • Terms and Conditions
  • Contact Us

Terms and Conditions

These Terms govern

  • the use of At Your Fingertips, and,
  • any other related Agreement or legal relationship with the Owner

in a legally binding way. Capitalized words are defined in the relevant dedicated section of this document.

The User must read this document carefully.

Although the entire contractual relationship relating to these Products is entered into solely by the Owner and Users, Users acknowledge and agree that, where At Your Fingertips has been provided to them via the Apple App Store, Apple may enforce these Terms as a third-party beneficiary.

At Your Fingertips is provided by:

At Your Fingertips, LLC
401 West Ontario, Chicago IL 60654

Owner contact email: atyourfingertipsapp@gmail.com


Information about At Your Fingertips

AT YOUR FINGERTIPS IS A SPECIALIZED MOBILE APPLICATION THAT PLACES CERTAIN IMAGE AND OTHER FILES INSIDE THE APPLICATION FOR QUICK AND EASY TEXTING. THERE IS ALSO A SECONDARY LAYER OF PASSWORD PROTECTION. ADDITIONALLY, AT YOUR FINGERTIPS CREATES ORIGINAL GIF AND STICKER ART FOR TEXTING PURPOSES SOME OF WHICH IS FREE AND OTHERS CAN BE PURCHASED THROUGH IN-APP PURCHASES. AT YOUR FINGERTIPS DOES NOT GUARANTEE YOUR MOBILE DEVICE OR IMAGE AND VIDEOS AGAINST THIRD PART UNAUTHORIZED ACCESS.


DELETION WARNING: Please transfer all User Content to you IOS library before you delete the mobile application, because the mobile application will not provide this service to you automatically.


YOUR RESPONSIBILITY FOR LOSS OR DAMAGE; BACKUP OF DATA YOU AGREE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. YOU WILL NOT HOLD AT YOUR FINGERTIPS LLC OR IT’S OWNERS/PARTNERS OR IT’S OR ITS LICENSORS AND SUPPLIERS, AS APPLICABLE, RESPONSIBLE FOR ANY LOSS OR DAMAGE THAT RESULTS FROM YOUR ACCESS TO AND/OR USE OF THE SERVICE, INCLUDING WITHOUT LIMITATION ANY LOSS OR DAMAGE TO ANY OF YOUR COMPUTERS, MOBILE DEVICES, INCLUDING WITHOUT LIMITATIONS TABLETS AND/OR SMARTPHONES, OR DATA. THE SERVICE MAY CONTAIN BUGS, ERRORS, PROBLEMS, OR OTHER LIMITATIONS.


IMPORTANTLY, YOU HEREBY ACKNOWLEDGE THAT A CATASTROPHIC DISK FAILURE OR OTHER SIMILAR EVENT COULD RESULT IN THE LOSS OF ALL OF THE DATA RELATED TO YOUR ACCOUNT. YOU AGREE AND UNDERSTAND THAT IT IS YOUR RESPONSIBILITY TO BACKUP YOUR DATA TO YOUR PERSONAL COMPUTER OR EXTERNAL STORAGE DEVICE AND TO ENSURE SUCH BACKUPS ARE SECURE. ALL OF YOUR IMAGES, PHOTOGRAPHS AND ANY CONTENT IN THE PICTURES AND FILES FOLDERS WILL BE DELETED IF YOU DELETE THE APP, IF THE NEEDS TO BE REINSTALLED, CRASHES OR BRICKS, SO PLEASE FOLLOW THE WARNINGS TO KEEP THIS MATERIAL BACKED UP ON THIS OR ANOTHER DEVICE.


What the User should know at a glance

  • The right of withdrawal only applies to European Consumers. The right of withdrawal, also commonly called the right of cancellation in the UK, is consistently referred to as “the right of withdrawal” within this document.


TERMS OF USE

Unless otherwise specified, the terms of use detailed in this section apply generally when using At Your Fingertips.

Single or additional conditions of use or access may apply in specific scenarios and in such cases are additionally indicated within this document.


By using At Your Fingertips, Users confirm to meet the following requirements:

  • Users must qualify as Consumers, not resellers of content;
  • Users must be older than 18;
  • Users aren’t located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist-supporting” country;
  • Users aren’t listed on any U.S. Government list of prohibited or restricted parties;


Account registration

To use the Service Users requires a user account, providing an email and password.

Users are responsible for keeping their login credentials confidential and safe. For this reason, Users are also required to choose passwords that meet the highest standards of strength permitted by At Your Fingertips.


By registering, Users agree to be fully responsible for all activities that occur under their username and password.

Users are required to immediately and unambiguously inform the Owner via the contact details indicated in this document, if they think their personal information, including but not limited to User accounts, access credentials or personal data, have been violated, unduly disclosed or stolen.


Conditions for account registration

Registration of User accounts on At Your Fingertips is subject to the conditions outlined below. By registering, Users agree to meet such conditions.

  • Accounts registered by bots or any other automated methods are not permitted.
  • Unless otherwise specified, each User must register only one account.
  • Unless explicitly permitted, a User account may not be shared with other persons.


Account termination

Users can terminate their account and stop using the Service at any time by doing the following:

  • By directly contacting the Owner at the contact details provided in this document.


Account suspension and deletion

The Owner reserves the right, at its sole discretion, to suspend or delete at any time and without notice, User accounts which it deems inappropriate, offensive or in violation of these Terms.


The suspension or deletion of User accounts shall not entitle Users to any claims for compensation, damages or reimbursement.

The suspension or deletion of accounts due to causes attributable to the User does not exempt the User from paying any applicable fees or prices.


Content on At Your Fingertips

All original content, including At Your Fingertips original GIF and Sticker art given free or bought from In-APP purchases is the property of At Your Fingertips and is owned or provided by the Owner or its licensors if for users use only. YOU MAY NOT SAVE, DISTRIBUTE OR POST CONTENT BESIDE TEXTING. THIS CONTENT IS COPY-WRITTEN AND YOU LICENSE FOR FOR YOUR USE ONLY. ANY DISTRIBUTION OF OUR ORIGINAL ART WILL BE PROSECUTED TO THE FULL EXTENT OF THE LAW.


The Owner undertakes its utmost effort to ensure that the content provided on At Your Fingertips infringes no applicable legal provisions or third-party rights. However, it may not always be possible to achieve such a result. The user assumes all liability with regards to texting content that causes offense to the recipient. Be cautious to be courteous and respectful, not to offend others.


In such cases, without prejudice to any legal prerogatives of Users to enforce their rights, Users are kindly asked to preferably report related complaints using the contact details provided in this document.


Rights regarding content on At Your Fingertips - All rights reserved

The Owner holds and reserves all intellectual property rights for any such original content.

Users may not therefore use such content in any way that is not necessary or implicit in the proper use of the Service.


In particular, but without limitation, Users may not copy, download, share (beyond the limits set forth below), modify, translate, transform, publish, transmit, sell, sublicense, edit, transfer/assign to third parties or create derivative works from the content available on At Your Fingertips, nor allow any third party to do so through the User or their device, even without the User's knowledge.


Where explicitly stated on At Your Fingertips, the User may download, copy and/or share some content available through At Your Fingertips for its sole personal and non-commercial use and provided that the copyright attributions and all the other attributions requested by the Owner are correctly implemented.


Any applicable statutory limitation or exception to copyright shall stay unaffected.


Content provided by Users

The Owner allows Users to upload, share or provide their own content to At Your Fingertips.


By providing content to At Your Fingertips, Users confirm that they are legally allowed to do so and that they are not infringing any statutory provisions and/or third-party rights.

Further insights regarding acceptable content can be found inside the section of these Terms which detail the acceptable uses.


Rights regarding content provided by Users

Users acknowledge and accept that by providing their own content on At Your Fingertips they grant the Owner a non-exclusive, fully paid-up and royalty-free license to process such content solely for the operation and maintenance of At Your Fingertips as contractually required.


To the extent permitted by applicable law, Users waive any moral rights in connection with content they provide to At Your Fingertips.


Users acknowledge, accept and confirm that all content they provide through At Your Fingertips is provided subject to the same general conditions set forth for content on At Your Fingertips.


Liability for provided content

Users are solely liable for any content they upload, post, share, or provide through At Your Fingertips. Users acknowledge and accept that the Owner does not filter or moderate such content, nor have access to users content except of the original art give for free or purchased from In-App purchases.


However, the Owner reserves the right to remove, delete, block or rectify such content at its own discretion and to, without prior notice, deny the uploading User access to At Your Fingertips:

  • if any complaint based on such content is received;
  • if a notice of infringement of intellectual property rights is received;
  • upon order of a public authority; or
  • where the Owner is made aware that the content, while being accessible via At Your Fingertips, may represent a risk for Users, third parties and/or the availability of the Service.


The removal, deletion, blocking or rectification of content shall not entitle Users that have provided such content or that are liable for it, to any claims for compensation, damages or reimbursement.
 

Users agree to hold the Owner harmless from and against any claim asserted and/or damage suffered due to content they provided to or provided through At Your Fingertips.


Access to external resources

Through At Your Fingertips Users may have access to external resources provided by third parties. Users acknowledge and accept that the Owner has no control over such resources and is therefore not responsible for their content and availability.


Conditions applicable to any resources provided by third parties, including those applicable to any possible grant of rights in content, result from each such third parties’ terms and conditions or, in the absence of those, applicable statutory law.


In particular, on At Your Fingertips Users may see advertisements provided by third parties. The Owner does not control or moderate the advertisements displayed via At Your Fingertips. If Users click on any such advertisement, they will be interacting with any third party responsible for that advertisement.


The Owner is not responsible for any matters resulting from such interaction with third parties, such as anything resulting from visiting third-party websites or using third-party content.


How to file a takedown notice (called a “DMCA notice”)

If copyright holders or their agents believe that any content on At Your Fingertips infringes upon their copyrights, they may submit a notification pursuant to the Digital Millennium Copyright Act ("DMCA") by providing the Owner’s Copyright Agent with the following information in writing (see 17 U.S.C 512(c)(3) for further detail):

  • A physical or electronic signature of a person authorized to act on behalf of the holder of an exclusive right that is allegedly infringed;
  • Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
  • Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the Owner to locate the material;
  • Information reasonably sufficient to permit the Owner to contact the notifying party, such as an address, telephone number, and, if available, an electronic mail;
  • A statement that the notifying party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
  • A statement that the information in the notification is accurate, and under penalty of perjury, that the notifying party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.


Failure to comply with all of the requirements outlined above may result in invalidity of the DMCA notice.


Copyright infringement notifications may be addressed to the Owner’s Copyright Agent at the contact details specified in this document.


Acceptable use

At Your Fingertips and the Service may only be used within the scope of what they are provided for, under these Terms and applicable law.


Users are solely responsible for making sure that their use of At Your Fingertips and/or the Service violates no applicable law, regulations or third-party rights.


Therefore, the Owner reserves the right to take any appropriate measure to protect its legitimate interests including by denying Users access to At Your Fingertips or the Service, terminating contracts, reporting any misconduct performed through At Your Fingertips or the Service to the competent authorities – such as judicial or administrative authorities - whenever Users engage or are suspected to engage in any of the following activities:

  • violate laws, regulations and/or these Terms;
  • infringe any third-party rights;
  • considerably impair the Owner’s legitimate interests;
  • offend the Owner or any third party.


Software license

Any intellectual or industrial property rights, and any other exclusive rights on software or technical applications embedded in or related to At Your Fingertips are held by the Owner and/or its licensors.


Subject to Users’ compliance with and notwithstanding any divergent provision of these Terms, the Owner merely grants Users a revocable, non-exclusive, non-sub licensable and non-transferable license to use the software and/or any other technical means embedded in the Service within the scope and for the purposes of At Your Fingertips and the Service offered.


This license does not grant Users any rights to access, usage or disclosure of the original source code. All techniques, algorithms, and procedures contained in the software and any documentation thereto related is the Owner’s or its licensors’ sole property.

All rights and license grants to Users shall immediately terminate upon any termination or expiration of the Agreement.


Without prejudice to the above, under this license Users may download, install, use and run the software on the permitted number of devices, provided that such devices are common and up-to-date in terms of technology and market standards.


The Owner reserves the right to release updates, fixes and further developments of At Your Fingertips and/or its related software and to provide them to Users for free. Users may need to download and install such updates to continue using At Your Fingertips and/or its related software.


TERMS AND CONDITIONS OF SALE


Paid Products

Some of the Products provided on At Your Fingertips, as part of the Service, are provided on the basis of payment.


The fees, duration and conditions applicable to the purchase of such Products are described below and in the dedicated sections of At Your Fingertips.


Product description

Prices, descriptions or availability of Products are outlined in the respective sections of At Your Fingertips and are subject to change without notice.


While Products on At Your Fingertips are presented with the greatest accuracy technically possible, representation on At Your Fingertips through any means (including, as the case may be, graphic material, images, colors, sounds) is for reference only and implies no warranty as to the characteristics of the purchased Product.


The characteristics of the chosen Product will be outlined during the purchasing process.


Purchasing process

Any steps taken from choosing a Product to order submission form part of the purchasing process.


The purchasing process includes these steps:

  • Users must choose the desired Product and verify their purchase selection.
  • After having reviewed the information displayed in the purchase selection, Users may place the order by submitting it.


Order submission

When the User submits an order, the following applies:

  • The submission of an order determines contract conclusion and therefore creates for the User the obligation to pay the price, taxes and possible further fees and expenses, as specified on the order page.
  • The purchased product requires the User to enter an email and password the order submission creates an obligation for the User to cooperate accordingly.
  • Upon submission of the order, Users will receive a receipt confirming that the order has been received.


All notifications related to the described purchasing process shall be sent to the email address provided by the User for such purposes.


Prices

Users are informed during the purchasing process and before order submission, about any fees, taxes and costs (including, if any, delivery costs) that they will be charged.

Prices on At Your Fingertips are displayed:

  • either exclusive or inclusive of any applicable fees, taxes and costs, depending on the section the User is browsing.


Offers and discounts

The Owner may offer discounts or provide special offers for the purchase of Products. Any such offer or discount shall always be subject to the eligibility criteria and the terms and conditions set out in the corresponding section of At Your Fingertips.


Offers and discounts are always granted at the Owner’s sole discretion.


Repeated or recurring offers or discounts create no claim/title or right that Users may enforce in the future.


Depending on the case, discounts or offers shall be valid for a limited time only or while stocks last. If an offer or discount is limited by time, the time indications refer to the time zone of the Owner, as indicated in the Owner’s location details in this document, unless otherwise specified.


Coupons

Offers or discounts can be based on Coupons.


If breach of the conditions applicable to Coupons occurs, the Owner can legitimately refuse to fulfill its contractual obligations and expressly reserves the right to take appropriate legal action to protect its rights and interests.


Notwithstanding the provisions below, any additional or diverging rules applicable to using the Coupon displayed in the corresponding information page or on the Coupon itself shall always prevail.


Unless otherwise stated, these rules apply to the use of Coupons:

  • Each Coupon is only valid when used in the manner and within the timeframe specified on the website and/or the Coupon;
  • A Coupon may only be applied, in its entirety, at the actual time of purchase – partial use is not permitted;
  • Unless otherwise stated, single-use Coupons may only be used once per purchase and therefore may only be applied a single time even in cases involving installment-based purchases;
  • A Coupon cannot be applied cumulatively;
  • The Coupon must be redeemed exclusively within the time specified in the offer. After this period, the Coupon will automatically expire, precluding any possibility for the User to claim the relevant rights, including cash-out;
  • The User is not entitled to any credit/refund/compensation if there is a difference between the value of the Coupon and the redeemed value;
  • The Coupon is intended solely for non–commercial use. Any reproduction, counterfeiting and commercial trade of the Coupon is strictly forbidden, along with any illegal activity related to the purchase and/or use of the Coupon.


Methods of payment

Information related to accepted payment methods are made available during the purchasing process.


Some payment methods may only be available subject to additional conditions or fees. In such cases related information can be found in the dedicated section of At Your Fingertips.


All payments are independently processed through third-party services. Therefore, At Your Fingertips does not collect any payment information – such as credit card details – but only receives a notification once the payment has been successfully completed.


If payment through the available methods fail or is refused by the payment service provider, the Owner shall be under no obligation to fulfill the purchase order. Any possible costs or fees resulting from the failed or refused payment shall be borne by the User.


Purchase via app store

At Your Fingertips or specific Products available for sale on At Your Fingertips must be purchased via a third-party app store. To access such purchases, Users must follow the instructions provided on the relevant online store (such as "Apple App Store" or "Google Play"), which may vary depending on the particular device in use.


Unless otherwise specified, purchases done via third-party online stores are also subject to such third-parties’ terms and conditions, which, in case of any inconsistency or conflict, shall always prevail upon these Terms.


Users purchasing through such third-party online stores must therefore read such terms and conditions of sale carefully and accept them.


Retention of usage rights

Users do not acquire any rights to use the purchased Product until the total purchase price is received by the Owner.


Delivery

Performance of services

The purchased service shall be performed or made available within the timeframe specified on At Your Fingertips or as communicated before the order submission.


User rights

Right of withdrawal

Unless exceptions apply, the User may be eligible to withdraw from the contract within the period specified below (generally 14 days), for any reason and without justification. Users can learn more about the withdrawal conditions within this section.


Who the right of withdrawal applies to

Unless any applicable exception is mentioned below, Users who are European Consumers are granted a statutory cancellation right under EU rules, to withdraw from contracts entered into online (distance contracts) within the specified period applicable to their case, for any reason and without justification.


Users that do not fit this qualification, cannot benefit from the rights described in this section.


Exercising the right of withdrawal

To exercise their right of withdrawal, Users must send to the Owner an unequivocal statement of their intention to withdraw from the contract.


To this end, Users may use the model withdrawal form available from within the “definitions” section of this document. Users are, however, free to express their intention to withdraw from the contract by making an unequivocal statement in any other suitable way. In order to meet the deadline within which they can exercise such right, Users must send the withdrawal notice before the withdrawal period expires.


When does the withdrawal period expire?

  • Regarding the purchase of a service, the withdrawal period expires 14 days after the day that the contract is entered into, unless the User has waived the withdrawal right.


Effects of withdrawal

Users who correctly withdraw from a contract will be reimbursed by the Owner for all payments made to the Owner, including, if any, those covering the costs of delivery.

However, any additional costs resulting from the choice of a particular delivery method other than the least expensive type of standard delivery offered by the Owner, will not be reimbursed.


Such reimbursement shall be made without undue delay and, in any event, no later than 14 days from the day on which the Owner is informed of the User’s decision to withdraw from the contract. Unless otherwise agreed with the User, reimbursements will be made using the same means of payment as used to process the initial transaction. In any event, the User shall not incur any costs or fees as a result of such reimbursement.

…on the purchase of services


Where a User exercises the right of withdrawal after having requested that the service be performed before the withdrawal period expires, the User shall pay to the Owner an amount which is in proportion to the part of service provided.


Such payment shall be calculated based on the fee contractually agreed upon, and be proportional to the part of service provided until the time the User withdraws, compared with the full coverage of the contract.


Liability and indemnification

Australian Users

Limitation of liability

Nothing in these Terms excludes, restricts or modifies any guarantee, condition, warranty, right or remedy which the User may have under the Competition and Consumer Act 2010 (Cth) or any similar State and Territory legislation and which cannot be excluded, restricted or modified (non-excludable right). To the fullest extent permitted by law, our liability to the User, including liability for a breach of a non-excludable right and liability which is not otherwise excluded under these Terms of Use, is limited, at the Owner’s sole discretion, to the re-performance of the services or the payment of the cost of having the services supplied again.


US Users

Disclaimer of Warranties

At Your Fingertips is provided strictly on an “as is” and “as available” basis. Use of the Service is at Users’ own risk. To the maximum extent permitted by applicable law, the Owner expressly disclaims all conditions, representations, and warranties — whether express, implied, statutory or otherwise, including, but not limited to, any implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third-party rights. No advice or information, whether oral or written, obtained by user from owner or through the Service will create any warranty not expressly stated herein.


Without limiting the foregoing, the Owner, its subsidiaries, affiliates, licensors, officers, directors, agents, co-branders, partners, suppliers and employees do not warrant that the content is accurate, reliable or correct; that the Service will meet Users’ requirements; that the Service will be available at any particular time or location, uninterrupted or secure; that any defects or errors will be corrected; or that the Service is free of viruses or other harmful components. Any content downloaded or otherwise obtained through the use of the Service is downloaded at users own risk and users shall be solely responsible for any damage to Users’ computer system or mobile device or loss of data that results from such download or Users’ use of the Service.


The Owner does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the Service or any hyperlinked website or service, and the Owner shall not be a party to or in any way monitor any transaction between Users and third-party providers of products or services.


The Service may become inaccessible or it may not function properly with Users’ web browser, mobile device, and/or operating system. The owner cannot be held liable for any perceived or actual damages arising from Service content, operation, or use of this Service.


Federal law, some states, and other jurisdictions, do not allow the exclusion and limitations of certain implied warranties. The above exclusions may not apply to Users. This Agreement gives Users specific legal rights, and Users may also have other rights which vary from state to state. The disclaimers and exclusions under this agreement shall not apply to the extent prohibited by applicable law.

Limitations of liability


To the maximum extent permitted by applicable law, in no event shall the Owner, and its subsidiaries, affiliates, officers, directors, agents, co-branders, partners, suppliers and employees be liable for

  • any indirect, punitive, incidental, special, consequential or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data or other intangible losses, arising out of or relating to the use of, or inability to use, the Service; and
  • any damage, loss or injury resulting from hacking, tampering or other unauthorized access or use of the Service or User account or the information contained therein;
  • any errors, mistakes, or inaccuracies of content;
  • personal injury or property damage, of any nature whatsoever, resulting from User access to or use of the Service;
  • any unauthorized access to or use of the Owner’s secure servers and/or any and all personal information stored therein;
  • any interruption or cessation of transmission to or from the Service;
  • any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Service;
  • any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Service; and/or
  • the defamatory, offensive, or illegal conduct of any User or third party. In no event shall the Owner, and its subsidiaries, affiliates, officers, directors, agents, co-branders, partners, suppliers and employees be liable for any claims, proceedings, liabilities, obligations, damages, losses or costs in an amount exceeding the amount paid by User to the Owner hereunder in the preceding 12 months, or the period of duration of this agreement between the Owner and User, whichever is shorter.


This limitation of liability section shall apply to the fullest extent permitted by law in the applicable jurisdiction whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if company has been advised of the possibility of such damage.


Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, therefore the above limitations or exclusions may not apply to User. The terms give User specific legal rights, and User may also have other rights which vary from jurisdiction to jurisdiction. The disclaimers, exclusions, and limitations of liability under the terms shall not apply to the extent prohibited by applicable law.

Indemnification


The User agrees to defend, indemnify and hold the Owner and its subsidiaries, affiliates, officers, directors, agents, co-branders, partners, suppliers and employees harmless from and against any and all claims or demands, damages, obligations, losses, liabilities, costs or debt, and expenses, including, but not limited to, legal fees and expenses, arising from

  • User’s use of and access to the Service, including any data or content transmitted or received by User;
  • User’s violation of these terms, including, but not limited to, User’s breach of any of the representations and warranties set forth in these terms;
  • User’s violation of any third-party rights, including, but not limited to, any right of privacy or intellectual property rights;
  • User’s violation of any statutory law, rule, or regulation;
  • any content that is submitted from User’s account, including third party access with User’s unique username, password or other security measure, if applicable, including, but not limited to, misleading, false, or inaccurate information;
  • User’s wilful misconduct; or
  • statutory provision by User or its affiliates, officers, directors, agents, co-branders, partners, suppliers and employees to the extent allowed by applicable law.


Common provisions

No Waiver

The Owner’s failure to assert any right or provision under these Terms shall not constitute a waiver of any such right or provision. No waiver shall be considered a further or continuing waiver of such term or any other term.


Service interruption

To ensure the best possible service level, the Owner reserves the right to interrupt the Service for maintenance, system updates or any other changes, informing the Users appropriately.


Within the limits of law, the Owner may also decide to suspend or terminate the Service altogether. If the Service is terminated, the Owner will cooperate with Users to enable them to withdraw Personal Data or information in accordance with applicable law.

Additionally, the Service might not be available due to reasons outside the Owner’s reasonable control, such as “force majeure” (eg. labor actions, infrastructural breakdowns or blackouts etc).


Service reselling

Users may not reproduce, duplicate, copy, sell, resell or exploit any portion of At Your Fingertips and of its Service without the Owner’s express prior written permission, granted either directly or through a legitimate reselling programme.


Privacy policy

To learn more about the use of their Personal Data, Users may refer to the privacy policy of At Your Fingertips.


Intellectual property rights

Without prejudice to any more specific provision of these Terms, any intellectual property rights, such as copyrights, trademark rights, patent rights and design rights related to At Your Fingertips are the exclusive property of the Owner or its licensors and are subject to the protection granted by applicable laws or international treaties relating to intellectual property.


All trademarks — nominal or figurative — and all other marks, trade names, service marks, word marks, illustrations, images, or logos appearing in connection with At Your Fingertips are, and remain, the exclusive property of the Owner or its licensors and are subject to the protection granted by applicable laws or international treaties related to intellectual property.


Changes to these Terms

The Owner reserves the right to amend or otherwise modify these Terms at any time. In such cases, the Owner will appropriately inform the User of these changes.

Such changes will only affect the relationship with the User for the future.


The continued use of the Service will signify the User’s acceptance of the revised Terms. If Users do not wish to be bound by the changes, they must stop using the Service. Failure to accept the revised Terms, may entitle either party to terminate the Agreement.

The applicable previous version will govern the relationship prior to the User's acceptance. 


The User can obtain any previous version from the Owner.


If required by applicable law, the Owner will specify the date by which the modified Terms will enter into force.


Assignment of contract

The Owner reserves the right to transfer, assign, dispose of by novation, or subcontract any or all rights or obligations under these Terms, taking the User’s legitimate interests into account. Provisions regarding changes of these Terms will apply accordingly.

Users may not assign or transfer their rights or obligations under these Terms in any way, without the written permission of the Owner.


Contacts

All communications relating to the use of At Your Fingertips must be sent using the contact information stated in this document.


Severability

Should any provision of these Terms be deemed or become invalid or unenforceable under applicable law, the invalidity or unenforceability of such provision shall not affect the validity of the remaining provisions, which shall remain in full force and effect.


US Users

Any such invalid or unenforceable provision will be interpreted, construed and reformed to the extent reasonably required to render it valid, enforceable and consistent with its original intent. These Terms constitute the entire Agreement between Users and the Owner with respect to the subject matter hereof, and supersede all other communications, including but not limited to all prior agreements, between the parties with respect to such subject matter. These Terms will be enforced to the fullest extent permitted by law.


EU Users

Should any provision of these Terms be or be deemed void, invalid or unenforceable, the parties shall do their best to find, in an amicable way, an agreement on valid and enforceable provisions thereby substituting the void, invalid or unenforceable parts.
In case of failure to do so, the void, invalid or unenforceable provisions shall be replaced by the applicable statutory provisions, if so permitted or stated under the applicable law.

Without prejudice to the above, the nullity, invalidity or the impossibility to enforce a particular provision of these Terms shall not nullify the entire Agreement, unless the severed provisions are essential to the Agreement, or of such importance that the parties would not have entered into the contract if they had known that the provision would not be valid, or in cases where the remaining provisions would translate into an unacceptable hardship on any of the parties.


Governing law

These Terms are governed by the law of the place where the Owner is based, as disclosed in the relevant section of this document, without regard to conflict of laws principles.


Exception for European Consumers

However, regardless of the above, if the User qualifies as a European Consumer and has their habitual residence in a country where the law provides for a higher consumer protection standard, such higher standards shall prevail.


Venue of jurisdiction

The exclusive competence to decide on any controversy resulting from or connected to these Terms lies with the courts of the place where the Owner is based, as displayed in the relevant section of this document.


Exception for European Consumers

The above does not apply to any Users that qualify as European Consumers, nor to Consumers based in Switzerland, Norway or Iceland.


Definitions and legal references

At Your Fingertips (or this Application)

The property that enables the provision of the Service.


Agreement

Any legally binding or contractual relationship between the Owner and the User, governed by these Terms.


Coupon

Any code or voucher, in print or electronic form, which allows the User to purchase the Product at a discounted price.


European (or Europe)

Applies where a User is physically present or has their registered offices within the EU, regardless of nationality.


Example withdrawal form

Addressed to:

At Your Fingertips, LLC 401 West Ontario Chicago, IL 60654

atyourfingertipsapp@gmail.com

I/We hereby give notice that I/we withdraw from my/our contract of sale of the following goods/for the provision of the following service:

_____________________________________________ (insert a description of the goods/services that are subject to the respective withdrawal)

  • Ordered on: _____________________________________________ (insert the date)
  • Received on: _____________________________________________ (insert the date)
  • Name of consumer(s):_____________________________________________
  • Address of consumer(s):_____________________________________________
  • Date: _____________________________________________

(sign if this form is notified on paper)


Owner (or We)

Indicates the natural person(s) or legal entity that provides At Your Fingertips and/or the Service to Users.


Product

A good or service available for purchase through At Your Fingertips, such as e.g. physical goods, digital files, software, booking services etc.

The sale of Products may be part of the Service.


Service

The service provided by At Your Fingertips as described in these Terms and on At Your Fingertips.


Terms

All provisions applicable to the use of At Your Fingertips and/or the Service as described in this document, including any other related documents or agreements, and as updated from time to time.


User (or You)

Indicates any natural person or legal entity using At Your Fingertips.


Consumer

Any User qualifying as a natural person who accesses goods or services for personal use, or more generally, acts for purposes outside their trade, business, craft or profession.


Our host only collects the Personal Data strictly necessary for it to be provided.


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